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We evaluated factors like category bonuses, annual fees,. For example only, some cards might offer around 0.5% cashback on all purchases, which can be beneficial for businesses with varied spending patterns. Wallethub makes it easy to find the best cash back credit card for business
The best cash back credit cards for business offer elite rewards on purchases and often have a valuable initial bonus. Provides the same percentage on all purchases regardless of category The best ones offer up to 5% back — making everything your business buys effectively a little cheaper.
Its flat rewards rate makes earning cash back a breeze, so it’s a great starting point if you’re new to rewards cards
It charges no annual fee. Cards that “paid for themselves” a few years ago now earn for you — if you pick the right one and redeem wisely Data came from issuer sites, nerdwallet, forbes advisor, and the points guy, current as of july 2025. Cash back cards typically offer the most straightforward redemption, including statement credits or direct deposits
But that simplicity may mean you miss out on value Points and miles cards often provide multiple redemption paths. When choosing one, consider the additional fees associated with the card and other valuable features Also, review whether there are limits to the amount of cash back you can earn, when they expire, and the available redemption options
Here are the eight best business credit cards for cash back:
Business cashback cards offer different reward structures
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