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A credit report dispute is when you ask equifax to investigate information on your credit report that seems inaccurate or incorrect to you Errors in the credit report damage the score, making it difficult to qualify for new credit cards, loans, or low interest rates. You should regularly review things on your credit report, such as personal information, credit accounts, collections, bankruptcies, and credit inquiries.
Keep copies of your dispute letter and the documents you send with it Errors on your credit report can affect your credit score and your ability to get a loan or rent a property. The credit reporting company you sent the dispute letter to must investigate your dispute, forward the dispute and all relevant information you provided to the company that provided the information about you, and report the results back to you.
Start a new dispute online, sign in to check an existing dispute, get instructions for disputing by mail, and view your dispute results.
Learn more about how to dispute a credit report You can file a dispute if you believe your transunion credit report contains inaccurate information. How does the dispute process work If you submit a dispute to a nationwide consumer credit reporting company, the company may make changes to your credit report based on the documents and information you provided.
Learn how to dispute credit report errors and fix common mistakes to help your credit health Discover the process for a credit report dispute. When to dispute credit report errors directly with the furnisher companies that provide information to credit bureaus (like credit card issuers, banks and lenders) are called furnishers. Discover how to dispute credit report errors in 10 simple steps
Learn to identify inaccuracies, file disputes with credit bureaus, and protect your credit.
Learn how to correct errors on your credit report
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