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If the borrower misses a payment or doesn't pay back the loan, they will be in default of their agreement with the lender and subject to late fees and penalties. Secure your loan terms with our loan agreement template A personal loan agreement is a legally binding contract between a lender and a borrower that describes various aspects of a personal loan transaction including loan amount, repayment options and the rights of the lender in case of a default
A personal loan is meant to meet the borrower’s current financial needs.
Although this agreement may be signed below by more than one person, each of the undersigned understands that they are each as individuals responsible and jointly and severally liable for paying back the full amount. A personal loan agreement is a loan contract that establishes one person’s obligation to repay another for borrowed money It can be formed between a person and a lender (such as a bank or credit union), a friend, or a family member Use our free loan agreement template to define the expectations and protections of the lender and borrower
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