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An 850 credit score is extremely rare, with just 1.76% of consumers achieving the highest score possible Learn how to get an 850 credit score & shoot for 850. People with an 850 credit score tend to have a long history of responsible credit management, with no late payments and a low credit utilization ratio.

Does having an 850 credit score actually matter Check out the top 850 credit score benefits While an 850 credit score is impressive, the reality is that there's no real difference between an 850 and, say, an 820 or even 750.

Learn how many americans have a perfect 850 credit score and what characteristics these consumers have that contribute to their elite credit status.

Here's what changes (and what doesn't) when you hit the highest possible score. The percent of the population with the highest credit score of 850 is relatively small but has been increasing As of april 2023, about 1.7% of the u.s Scorable population had a perfect 850 fico® score

That compares to 1.5% in april 2018 and 0.8% in april 2013. Although having a perfect 850 credit score may earn you bragging rights, it doesn't come with many additional benefits Anything above 800 is an exceptional credit score, according to fico's. The truth is that any credit score of around 800 or higher, deemed excellent, is typically enough to get the best credit cards, loan rates, and more

See how good an 850 credit score is & what it gets you

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